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Boom Wallet — Terms of Service

Last Updated: December 05, 2025

Welcome to Boom Wallet, operated by Boom Platforms Inc. ("Boom," "we," "us," or "our"). These Terms of Service ("Terms") govern your access to and use of Boom Wallet, Boom Chat, BoomPay, StacksPay links, Smart Shops integrations, and all related websites, apps, and services (collectively, the "Services").

By using the Services, you agree to these Terms. If you do not agree, you must not use the Services.

1. Eligibility

To use the Services, you must:

  • Be at least 18 years old
  • Be legally capable of entering a contract
  • Not be prohibited from using crypto or messaging services under your local laws

If using the Services on behalf of an organization, you confirm you have authority to bind that organization.

2. Non-Custodial Wallet

Boom Wallet is a non-custodial digital asset wallet. Accordingly:

  • Boom does not store or have access to your private keys or seed phrase
  • Private keys are encrypted locally and never transmitted to Boom
  • You alone control your wallet and funds
  • If you lose your seed phrase or private keys, Boom cannot restore access or recover assets

You acknowledge that blockchain transactions are final, irreversible, and subject to network delays, congestion, and unpredictable fees.

3. Authentication & Appwrite Login

To access certain features, you may create a Boom account using Appwrite-powered authentication. By creating an account, you agree:

  • You will provide accurate information
  • You are responsible for securing your login credentials
  • Boom may store limited, non-sensitive metadata (e.g., email, username, preferences) to provide multi-device compatibility
  • Boom may terminate accounts involved in abuse, fraud, or prohibited activity

Your wallet keys are never stored on Boom's servers.

4. Messaging via Boom Chat (IMPORTANT — READ CAREFULLY)

Boom Chat is a communication feature included within the Services. Boom Chat is not encrypted. Messages sent through Boom Chat:

  • Are transmitted in plaintext
  • Are not end-to-end encrypted
  • May be accessible to Boom, our service providers, or authorized personnel
  • Should not be used to share sensitive or confidential information

4.1 No Expectation of Privacy

You acknowledge and agree that:

  • Chat messages may be stored temporarily or persistently
  • Chat messages may be visible to Boom for security, abuse reports, or operational reasons
  • You should not use the chat for financial information, seed phrases, private keys, personal identifiers, or business secrets

4.2 User Responsibility for Content

You are solely responsible for all messages and content you send, including:

  • Accuracy
  • Legality
  • Safety
  • Compliance with these Terms

Boom does not endorse or verify user content.

4.3 Prohibited Chat Content

You agree not to transmit:

  • Threats, harassment, or hate speech
  • Illegal content of any kind
  • Financial scams, phishing, or fraudulent solicitations
  • Malware, spyware, or harmful links
  • Private keys, seed phrases, or recovery information
  • Any content infringing intellectual property rights

Boom may remove, restrict, or disable chat features at its discretion.

4.4 Content Monitoring

Boom does not actively monitor messages but may review content:

  • In response to user reports
  • To comply with law enforcement requests
  • To protect users or prevent harm
  • To enforce these Terms

Boom may delete messages or suspend chat access if necessary.

5. Payment Features (BoomPay / StacksPay)

Boom may provide tools that generate or process StacksPay payment links, merchant invoices, or payment intents. You acknowledge:

  • All payments occur on blockchain networks outside Boom's control
  • Boom cannot reverse, cancel, or modify transactions
  • Merchant pricing or refund policies are independent of Boom
  • Failed, expired, or incorrect payment intents are not Boom's responsibility

You must verify addresses, amounts, expiration times, and network fees before submitting each transaction.

6. Public Blockchain Data

You understand that:

  • Blockchain data is public and immutable
  • Anyone may view addresses, balances, and transactions
  • Boom cannot modify or delete blockchain data
  • Interactions with smart contracts may involve technical risks, bugs, or exploits

7. Third-Party Services

Boom integrates with third-party providers, including but not limited to:

  • Appwrite (authentication, database, functions)
  • Cloudflare (security, networking)
  • Blockchain APIs (e.g., Hiro)
  • Price oracles
  • Messaging relays

Boom is not responsible for outages, incorrect data, or actions by third-party providers.

8. Prohibited Activities

You must not use the Services to:

  • Engage in illegal, fraudulent, or deceptive behavior
  • Attempt unauthorized access to other users' data
  • Exploit, reverse-engineer, or interfere with the Services
  • Harass, abuse, or harm other users
  • Conduct automated scraping or overload systems
  • Spread malware or malicious links
  • Launder money or finance terrorism
  • Share your private keys or seed phrase

Boom may suspend or terminate your access for violating this section.

9. Intellectual Property

Boom retains ownership of all intellectual property related to the Services, including:

  • Logos and branding
  • User interface components
  • Software code
  • Documentation
  • Website and app content

You may not copy, modify, distribute, or reverse-engineer any part of the Services.

10. No Financial, Legal, or Tax Advice

Boom does not provide investment, legal, or tax advice. Digital assets carry inherent risks, including volatility and loss of value. You are solely responsible for your financial decisions.

11. Disclaimers

To the fullest extent permitted by law:

  • The Services are provided "as is" and "as available"
  • Boom does not guarantee uptime or error-free operation
  • Boom does not guarantee the accuracy of blockchain or price data
  • Boom disclaims all warranties, express or implied

Your use of the Services is entirely at your own risk.

12. Limitation of Liability

To the maximum extent permitted by law, Boom is not liable for:

  • Loss of private keys, seed phrases, or wallet access
  • Loss of digital assets
  • Failed or incorrect transactions
  • Exploits, hacks, or malware affecting your device
  • Errors or outages by blockchain networks or third-party providers
  • User-generated content, including messages sent through Boom Chat
  • Damages arising from reliance on incorrect or delayed data

Maximum Liability:

If Boom is found liable despite these limitations, Boom's total liability is limited to USD $100.

13. Indemnification

You agree to indemnify and hold harmless Boom from claims arising from:

  • Your use of the Services
  • Your chat messages or user-generated content
  • Your violation of laws or these Terms
  • Your interactions with merchants or third parties

14. Arbitration Agreement (U.S. Users Only)

You agree that disputes will be resolved by binding, individual arbitration, not in court, and not in a class action. You waive the right to a jury trial. If you do not agree to arbitration, discontinue use of the Services.

15. Modifications to the Services

Boom may modify or discontinue features — including Boom Chat — at any time. Material changes will be communicated when legally required.

16. Termination

Boom may suspend or terminate your access if:

  • You violate these Terms
  • Your activity poses security or legal risk
  • We discontinue the Services

End of access does not impact historical blockchain transactions.

17. Governing Law

These Terms are governed by Delaware law (for U.S. users) unless superseded by mandatory local law.

18. Severability

If a provision is invalid, the remaining provisions remain enforceable.

19. Contact

For legal or support inquiries: